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Both owners see the same written offer, you pick a closing date that fits your agreement, and the title company splits the proceeds the way your settlement says.
Get cash early for a down payment, rent or your move.
All you have to do is pack.
Or leave it all, we clear it out.
Subject to qualification. When you sell to us.
Advance deducted from your proceeds at closing. See if you qualify ↓
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Usually both of you have to sign, or a court order has to allow the sale. If you both agree, you can sell before, during or after the divorce. We send the same written cash offer to each of you within 12 hours of our call, you pick the closing date, and the title company pays each of you as your agreement or court order directs. No showings, no repairs, nothing to argue over.
Both owners get the same written offer, with the comps behind it.
We close on the date that fits your court order or agreement.
The title company pays each owner as your settlement directs.
We don't take sides or give legal advice. Your attorneys handle the agreement; we handle the sale.
Can one spouse sell the house during a divorce? Usually not alone. If both names are on the deed, both of you sign the sale documents. If only one name is on the deed, the other spouse may still have a right to the house, depending on your state and how long you've been married. And once a divorce is filed, many courts expect both of you to agree, or the judge to order it, before the house is sold. Your attorney can tell you which of these applies to you. Ask early, because the answer sets the timeline.
What doesn't change: a sale is often the cleanest way to divide the biggest thing you own. One price, one closing, one check split two ways. No one is left paying for a house the other lives in.
Before you call us, agree on one thing with your attorneys: that you both want to sell. Everything after that is easy.
Three paths, side by side. One warning for the buyout path: until the loan is refinanced into one name, both of you are still responsible for it, even if the decree says otherwise.
| Sell for cash | One spouse buys out | Keep co-owning | |
|---|---|---|---|
| Time | As fast as 7 days, or your date | Weeks to months, lender decides | Open-ended |
| Money needed | None. We never ask for money | A new loan or savings for the other half | Both keep paying |
| Who's on the loan | Nobody. The loan is paid at closing | Only the one who stays, if the lender agrees | Both, for years |
| Contact between you | Signatures only | Appraisal, loan, new deed | Every bill, repair and decision |
| Risk later | None. It's done | Refinance can fall through | Missed payments hurt both credit reports |
The easy case. You each get the same written offer within 12 hours of our call, sign separately if you like, and the title company splits the proceeds per your agreement at closing.
The lender won't approve one income, so the buyout is stuck. A cash sale ends the loan for both of you on one day, and the equity is split in writing.
You don't have to come back. Documents can be signed remotely where allowed, and we deal with whoever still has keys. Also see selling when you're relocating.
A roof, a leak, a kitchen from another decade. We buy as-is and price the repairs openly, so there is nothing to fight about. See selling a house that needs repairs.
Give us the order and the date. We close on that date, and the title company pays each of you exactly as the order says.
You can still sell if you both agree and both sign. Talk to an attorney first about how the proceeds should be held or split, then call us.
You get a written cash offer within 12 hours of our call, with the comps behind it. No obligation, no pressure.
A listing during a divorce means months of decisions you have to make together: the agent, the price, the repairs, the showings, the offers, the buyer's inspection demands, the price cuts. Every one is a chance to disagree. A cash sale to us removes almost all of them.
For how the steps run day by day, see how it works. If you are leaning toward selling but want to see what the open market would bring, read cash offer vs. listing with an agent. We'll tell you honestly if a listing fits your timeline better.
Price, minus the mortgage payoff and any liens, is the amount the title company splits between you. From that amount there are no commissions, no fees and no closing costs to you on a sale to us. How it is split is up to your settlement agreement or the court order, not us. We follow the paper.
Our offer is lower than a fixed-up retail price. In exchange you skip repairs, commissions, showings and months of waiting. We show the math. You both see the comparable sales, the repair estimate and our margin, in writing. If a listing would net you more and you both have the time and patience for it, we'll say so.
We buy houses for cash; when a home isn't one we renovate, a trusted partner investor buys it on the same terms.
See your numberor call (888) 260-1777
We're not tax advisors, so this is the short version. The IRS allows many homeowners to exclude some of the gain on the sale of a main home from income tax. IRS Publication 523, "Selling Your Home", sets the general limit at $250,000 of gain for a single filer and $500,000 for a married couple filing jointly, if you owned and lived in the home for at least two of the five years before the sale. Whether you sell before or after the decree can change which limit applies to you, so timing matters.
IRS Publication 504, "Divorced or Separated Individuals", covers the other side: transfers of the house between spouses as part of a divorce, and the sale of a jointly owned home. Read both, then ask a CPA or your divorce attorney what they mean for your sale and your filing year. A short conversation before you sign can be worth a lot more than the fee.
We don't need your settlement details to make an offer. We need them before closing, so the title company can pay each of you correctly.
Best if: you need to sell fast, the house needs work, or life got complicated.
Only with Easy Sale
Subject to qualification.
Best if: you are not in a rush and you are OK with showings.
The trade-off
Not sure which is better? On the call we'll tell you what your house would likely sell for on the market and what you'd keep each way. Then you decide.
No pressure
Proof of funds on request
No obligation until you sign
Title company or attorney
Cash-Offer Home Buyers Explained | Redfin, Powered by Rocket
I had a great experience working with Sterling Home Offer. Their communication was excellent throughout the entire process, and they made everything simple and stress-free. The team was professional, responsive, and very easy to work with. I truly appreciated how smoothly everything went and would definitely recommend them to others!
My mom passed and left me her house in Fort Lauderdale. I live out of state and had no idea where to start. Andy walked me through every step, and I never had to fly down. Sterling Home Offer handled the cleanout and the paperwork. Honest people, easy to work with
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Then we can't buy the house yet, and no honest buyer can. The path is through your attorney: a settlement that includes a sale, or a court order directing one. Once that paper exists, bring it to us and we close on the date it sets. We don't pressure either side.
Often yes, if you both agree or the court allows it. Many couples sell during the case so the proceeds can be split in the settlement. Check with your attorney first about how the money should be held. We can close in as fast as 7 days when the title is clear, or on your date.
The loan is paid off from the price at closing either way, and the lender releases it. Who owns the house, and who gets the proceeds, is set by the deed and your agreement, not by whose name is on the loan. Your attorney can confirm how that works for you.
Both of you get the same written offer with the comps behind it, so there is one number to discuss, not two opinions. If one of you wants a second number, get a listing agent's estimate and compare them side by side; we'll tell you honestly if a listing fits your timeline better. The offer stands while you decide.
That is between you and your attorneys; we don't take sides. What we can say: on closing day the title company pays the full balance owed from the price, missed payments and late fees included, before the rest is split. Ask your attorney how to credit those payments between you in the settlement.
Ask your attorney before you sign. Often the closing attorney or title company can hold the proceeds in escrow until your agreement or court order says how to pay them out. We never hold or divide the money ourselves, and we don't need to know the split to make the offer.
General information, not legal, tax or financial advice.
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Two minutes now. Your number in writing within 12 hours of our call.
P.S. You don't have to decide anything today. Get your number, compare it with what an agent would get you, then decide. Moving help is limited each month.Nothing to decide today. Get your number, compare it with an agent's, then decide. Moving help is limited each month.
A written offer within 12 hours of our call, with the nearby sales behind it.Andy, Founder · 4.9 on Google
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