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For the owner and for the family helping them. Get a written cash offer within 12 hours, take what matters, and close on the date that fits the move.
Get cash early for a down payment, rent or your move.
All you have to do is pack. Or leave it all, we clear it out.
Subject to qualification. When you sell to us.
Advance deducted from your proceeds at closing. See if you qualify ↓
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Usually, yes. The owner can sign, or the agent named in a durable power of attorney can sign for them. If there is no power of attorney and the owner can no longer make decisions, a court may need to appoint a guardian; check with an elder-law attorney. Selling can affect Medicaid, so talk to one before you sign. We send a written cash offer within 12 hours and close on the date you choose. If you qualify, up to $20,000 can come before closing.
Up to $20,000 once you sign, toward care or the move. Deducted from proceeds at closing, if you qualify.
Keep the photos and the heirlooms, and leave the rest. Cleanout is free if you qualify.
The agent under a durable power of attorney can sign. The title company checks the papers.
We're not attorneys, Medicaid planners or tax advisors. Before you sell, talk to an elder-law attorney about Medicaid and a CPA about taxes.
Who can sign to sell the house when a parent moves into assisted living or a nursing home? It depends on who owns it and whether the owner can still make decisions.
You can get a written offer before any of this is settled, so the family knows the number while the paperwork catches up. We wait for it at no cost.
Care homes often want a deposit and the first month up front, and the bills keep coming whether the house has sold or not. A sale to us is built around that timing.
You get a written cash offer within 12 hours, with the comps behind it. Then you choose the closing date: as fast as 7 days when the title is clear, or later, if the move-in date is weeks away. At closing, a licensed title company or attorney holds the money, pays off any mortgage or reverse mortgage, and wires the rest to the owner's account.
If you qualify, up to $20,000 is paid once you sign the purchase agreement, before closing. It is part of the sale price paid early, not a loan, and it is deducted from the proceeds at closing. The amount depends on the house and the equity in it; if the numbers don't support it, we say so on the first call. Before you take any money, ask the elder-law attorney how it fits the care plan.
If the house is the main home, IRS Publication 523 explains when the gain on a sale is not taxed, including a rule for owners who move into a licensed care facility. Ask a CPA how it applies to you.
Many families plan to use Medicaid for long-term care, now or later. Medicaid has financial limits, and the rules about a home are different from the rules about cash. Selling the house turns it into money, and that can change whether the owner qualifies. There are also rules about gifts, and about selling to anyone for less than the home is worth, and those rules can look back at what happened before someone applies. The details vary by state and by family.
We don't give Medicaid advice, and we won't guess. Please talk to an elder-law attorney before you sign anything with us or anyone else. Bring them our written offer and the comps. If they suggest a different date or a different plan, we work around it, and nothing is binding until you sign.
You get a written cash offer within 12 hours, with the comps behind it. No obligation, no pressure.
Walk through once and take what matters: photos, letters, the things the family wants to keep. Leave the rest. If you qualify, cleanout is free, or we book and pay a local move up to 50 miles for homes up to 2,800 sq ft.
An empty house still needs taxes, insurance, heat and mowing. Call the insurance company: many policies change once no one lives there. See selling a vacant house for what to check.
Most of it happens by phone and email. One visit shows us the house; a neighbor or a lockbox can let us in. Closing papers can be signed remotely where allowed, and the title company wires the money.
No one has to move out before closing. If you qualify, the owner can stay up to 14 days after closing, free, so the move to care or to family happens at a gentle pace.
If care is already being paid for and the family can carry the house for a few months, a Market Sale may leave more for care. If time or money is short, an Easy Sale may be kinder. We show you both numbers on the call. Compare both on cash offer vs. realtor. If you're moving to a smaller place rather than into care, see selling to downsize, and if medical bills are the pressure, see selling a house to pay medical bills. The four steps are on how it works.
Best if: you need to sell fast, the house needs work, or life got complicated.
Only with Easy Sale
Subject to qualification.
Best if: you are not in a rush and you are OK with showings.
The trade-off
Not sure which is better? On the call we'll tell you what your house would likely sell for on the market and what you'd keep each way. Then you decide.
No pressure
Proof of funds on request
No obligation until you sign
Title company or attorney
I had a great experience working with Sterling Home Offer. Their communication was excellent throughout the entire process, and they made everything simple and stress-free. The team was professional, responsive, and very easy to work with. I truly appreciated how smoothly everything went and would definitely recommend them to others!
If youve never been thru probate consider yourself lucky. Its a mess. Sterling actually knew what they were doing which is more than I can say for the first 2 companies I called. They worked with my attorney and didnt make it harder than it already was. ✨
Often, yes, if it is a durable power of attorney that covers real estate and your parent is living. The title company reviews it before closing. If there is none and your parent can no longer decide, a court may need to appoint a guardian; check with an elder-law attorney. See "Who can sign when the owner moves into care?" above.
It can. Selling turns the house into money, and Medicaid has rules about money, gifts and sales for less than full value. We don't give Medicaid advice. Talk to an elder-law attorney before you sign; see "Medicaid: talk to an elder-law attorney first" above.
If you qualify, up to $20,000 is paid once you sign the purchase agreement, before closing, and deducted from the proceeds at closing. It comes only with an Easy Sale. Ask your elder-law attorney how it fits the care plan first.
No. Take what matters and leave the rest where it is. If you qualify, cleanout is free, or we pay for a local move up to 50 miles for homes up to 2,800 sq ft.
Yes. After one visit to the house, the rest happens by phone and email, and closing papers can be signed remotely where allowed. The title company wires the money the day of closing.
It is paid off from the price at closing, like any other loan. A move into care for a long stretch can make the loan come due, so call the lender early and ask for the payoff and the deadline. If the payoff is close to the home's value, we tell you on the first call.
Take your time. Nothing is binding until you sign a purchase agreement, and we never ask for a deposit or a fee. Talk it over with family, your attorney or the community's move-in coordinator first.
General information, not legal, tax or financial advice.
One step left
Two minutes now. Your number in writing within 12 hours. Then it's your call.
P.S. You don't have to decide anything today. Get your number, compare it with what an agent would get you, then decide. Moving help is limited each month.Nothing to decide today. Get your number, compare it with an agent's, then decide. Moving help is limited each month.
