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Home › Who we help › Downsizing
House too big for you now? Sell it on your date.
Take what matters, leave the rest, and move when you are ready. Get a written cash offer within 12 hours.
- NO repairs or cleanout
- NO agent commissions
- NO closing costs to you
Up to $20,000 Before Closing
Get cash early for a down payment, rent or your move.
Get FREE Moving or Cleanout
All you have to do is pack. Or leave it all, we clear it out.
Subject to qualification. When you sell to us.
Advance deducted from your proceeds at closing. See if you qualify ↓
Prefer to talk? Call or text (888) 260-1777¡Hablamos español!
The short answer
Yes, you can sell the big house first and move once, on a date you choose. Send the address and we make a written cash offer within 12 hours, with the comps behind it. We buy as-is, so there is nothing to fix or clean. Take what matters and leave the rest; cleanout is free if you qualify. Close as fast as 7 days when the title is clear, or later. If you qualify, you can stay up to 14 days after closing.
Sound familiar?
- Stairs, rooms and a yard that are too much now
- Decades of belongings to sort
- Not knowing what you will walk away with
What we take off your plate.
Leave the rest where it is. Cleanout is free if you qualify.
As fast as 7 days when the title is clear, or the date you choose.
No commissions, no fees, no closing costs to you. Your mortgage is paid at closing.
We're not tax, legal or financial advisors. For taxes on your sale, ask your CPA. For a power of attorney or an estate plan, ask your attorney.
Sell first or buy first?
Most people who downsize ask this first. Our answer: sell first, but plan the move before you close.
Buying first means two homes at once. Two tax bills, two insurance bills, and maybe two mortgages, while the big house sits on the market. Every showing means a clean house and a few hours away from home. That is hard at any age.
Selling first means you know your number before you choose the next place. A written cash offer within 12 hours, with the comps behind it, gives you a real figure to plan with. Then you pick the closing date. It can be as fast as 7 days when the title is clear, or two months out if your new apartment opens then.
Two more things help bridge the gap, if you qualify:
- Up to $20,000 before closing, paid once you sign the purchase agreement. Use it for a deposit, first month's rent or movers. It is deducted from your proceeds at closing.
- Stay up to 14 days after closing, free. The rest of your price is paid the day you move out.
If you are moving into assisted living or a retirement community, see selling a house to move into senior living. If you are moving to another city, see selling when you relocate.
A lifetime of belongings
For most families, this is the hardest part. Forty years of furniture, dishes, photos, tools and a garage full of boxes. You do not have to empty the house to sell it to us.
Walk through once. Take what fits in your new home and what matters to you and your family. Give the children what they want. Then leave the rest where it is. If you qualify, you choose one of these, at no cost to you:
- A free cleanout after closing: we clear the house, and you do not lift a box
- Or a free local move: we book and pay the movers for a move up to 50 miles, for homes up to 2,800 sq ft. You pay only for anything beyond that
- No cleaning, no repairs and no showings before you go
- Time to sort: stay up to 14 days after closing, free, if you qualify
Which of these is you?
The children are grown and the rooms are empty. You want something smaller, closer to them, or all on one floor. Sell the big house as-is and move once.
The yard, the roof, the gutters, the stairs to the bedroom. We buy the house in the condition it is in. Repairs are our job after closing. See selling a house as-is.
Most of your savings may be in the house. Selling turns that equity into cash for your next home, your bills or your retirement. If you qualify, up to $20,000 comes before closing.
You are the son or daughter making the calls. We talk with you and your parent together, send everything in writing, and work with the person who has the right to sign.

See your number. Then decide.
You get a written cash offer within 12 hours, with the comps behind it. No obligation, no pressure.
- No fees or commissions
- Sold as-is
- You pick the date
What do you actually keep?
You keep the sale price minus what is owed on the house. At closing, the title company pays off any mortgage or liens from the sale, subtracts any advance you already received, and pays you the rest. There are no commissions, no fees and no closing costs to you. We never ask you for money.
The closing happens at a licensed title company or attorney who holds the money, not us. Ask for proof of funds and we send it. You can say no at any point before you sign.
If you have time and the house is in good shape, a Market Sale or a listing may net you more. We will tell you that on the call. See cash offer vs. realtor.
Taxes on the sale
Many people who sell a home they have lived in for years owe no federal tax on the gain. IRS Publication 523, Selling Your Home, explains the main home exclusion. If you owned and lived in the house for at least 2 of the last 5 years, you may be able to leave out up to $250,000 of gain, or up to $500,000 if you are married and file jointly. Other rules can apply. We're not tax advisors. Ask your CPA, and keep your closing statement.
See your numberor call (888) 260-1777
Helping a parent downsize
Many of our calls come from adult children. Here is how it works when you are helping a parent sell.
- Your parent is the seller. Whoever is on the deed signs the sale. We speak with your parent directly, and with you too if they want.
- If your parent cannot sign. A person named in a power of attorney may be able to sign for them. The title company reviews the document before closing. Ask your attorney what applies in your state.
- Everything in writing. The offer, the comps and the closing statement come by email or mail, so the whole family can read them.
- No pressure. Take the offer home, talk it over, call your attorney or CPA. Nothing is binding until you sign.
- You do not have to be there. Closing documents can be signed remotely where allowed. If the house is empty after the move, see selling a vacant house.
The four steps, from first call to closing, are on how it works. If medical costs are part of the reason for the sale, see selling a house to pay medical bills.
Easy Sale or Market Sale.
Best if: you need to sell fast, the house needs work, or life got complicated.
- Written cash offer within 12 hours
- Sold as-is: no repairs, no cleaning, no showings
- Close in as little as 7 days, or on the date you pick
- No commissions, no fees, no closing costs to you
Only with Easy Sale
- Up to $20,000 before closing
- Free moving or cleanout
Subject to qualification.
Best if: you are not in a rush and you are OK with showings.
- Your price is agreed upfront and paid to you at closing
- Needs work? We fix it up first, at no upfront cost to you
- We pay the commission and any buyer credits
The trade-off
- Usually 2 to 4 months, sometimes longer
- Showings and open houses: buyers walk through your home
- The buyer's loan can fall through and restart the clock
- You keep paying taxes, insurance and utilities until it sells
- No cash advance or moving help
Not sure which is better? On the call we'll tell you what your house would likely sell for on the market and what you'd keep each way. Then you decide.
Four steps. No surprises.
- 1Within minutesQuick callA 5-minute chat about the house and your timeline.
No pressure
- 2Within 12 hoursWritten offerA free cash offer in writing, with the comps behind it.
Proof of funds on request
- 3On your scheduleYou decideLike it? Sign a simple agreement and pick your date.Not for you? Just say no.
No obligation until you sign
- 4The date you pickGet paidSign at closing and get your money.Need time to move? Stay up to 14 days after closing.
Title company or attorney
Sellers who've been there.
5.0Google ratingIf youve never been thru probate consider yourself lucky. Its a mess. Sterling actually knew what they were doing which is more than I can say for the first 2 companies I called. They worked with my attorney and didnt make it harder than it already was. ✨
Your questions, answered.
Should I sell first or buy first when downsizing?
If you have to choose, sell first, so you know your number and do not carry two homes. See "Sell first or buy first?" above.
Do I have to empty the house before I sell?
No. Take what matters and leave the rest. If you qualify, the cleanout is free, or we pay for a local move up to 50 miles for homes up to 2,800 sq ft. See "A lifetime of belongings" above.
Can I stay in the house after closing?
Yes, if you qualify, up to 14 days after closing, free. The rest of your price is paid the day you move out. If you stay past the agreed date, a daily fee comes out of the rest.
What if my new place is not ready yet?
Pick a later closing date. You choose the date, as fast as 7 days when the title is clear, or weeks or months out. If your move-in date changes, tell us early and we will work out a new closing date with you.
Will I owe tax when I sell my house?
Maybe not. IRS Publication 523 explains the main home exclusion for people who owned and lived in the home at least 2 of the last 5 years. We're not tax advisors; ask your CPA, and see "Taxes on the sale" above.
My mother wants to sell, but I handle her affairs. Who signs?
The person on the deed signs, or a person named in a valid power of attorney may sign for them. The title company checks the papers before closing. Ask your attorney what applies in your state. See "Helping a parent downsize" above.
Will a listing get me more money?
Sometimes, yes. If you have time and the house is in good shape, a Market Sale or a listing may net more. We compare both on the call and show you the math. See "Easy Sale or Market Sale" above.
Related situations
General information, not legal, tax or financial advice.
One step left
Get your number. Then decide.
Two minutes now. Your number in writing within 12 hours. Then it's your call.
P.S. You don't have to decide anything today. Get your number, compare it with what an agent would get you, then decide. Moving help is limited each month.Nothing to decide today. Get your number, compare it with an agent's, then decide. Moving help is limited each month.
